Money Tips

from the book "Budgeting, Spending, Saving" by Bitsy Kemper (simple read available at library)
Top Ten things to Know
1. Wants are different from needs.
2. You cannot buy everything you want and need. You must make purchasing decisions.
3. You will save money if you are an informed consumer.
4. Thinking about opportunity costs will help you make better money decisions.
5. Giving up several little things now might help you buy something really big later on.
6. Putting money into a saving account is like paying yourself first.
7. Budgets help keep track of money coming in and money going out.
8. Whether you have long-term or short-term goals, it is never too early to start planning a budget.
9. Emergency funds help pay for unexpected expenses while keeping you within your budget.
10. Interest changes the amoung ot money, and inflation changes the value of money.
(other information in book for easy understanding) Will someone please add comments by translating into Igbo and either Cherokee or Sioux.

Del libro "presupuestación, gasto, ahorro" de bitsy kemper (simple lectura disponible en la biblioteca)
Top diez cosas para saber
1. Deseos son diferentes de las necesidades.
2. No puedes comprar todo lo que quieras y necesitas. Debes tomar decisiones de compra.
3. Usted va a ahorrar dinero si usted es un consumidor informado.
4. Pensar en los costos de oportunidad te ayudará a tomar mejores decisiones sobre el dinero.
5. Dejar varias pequeñas cosas ahora podría ayudarte a comprar algo realmente grande más tarde.
6. Poner dinero en una cuenta de ahorro es como pagar a ti mismo primero.
7. Presupuestos ayudan a mantener la pista del dinero entrando y el dinero saliendo.
8. Si usted tiene objetivos a largo plazo o a corto plazo, nunca es demasiado pronto para empezar a planificar un presupuesto.
9. Los fondos de emergencia ayudan a pagar los gastos inesperados al tiempo que te mantienen dentro de tu presupuesto.
10. El interés cambia el valor del dinero, y la inflación cambia el valor del dinero.
(otra información en libro para una comprensión fácil)

5 Points Art Gallery and Studios- Grand Opening Saturday, November 17, 2018

After nearly 5 months of transformation, 5 Points Arts Gallery and Studios is emerging as the hot spot for artist shows and sells: 3514 N. Port Washington .

                                About this Event

Attendees are invited to tour the gallery and studios, view the posted art work and choose a piece for their art collection. At 3 PM artists will present information about themselves and their particular types of work and at 5pm musical entertainment will close out the opening ceremony. Bring a friend and a youth whose art skills are emerging. This new art hot spot is the place for enjoyment and learning. Other information about the venue available upon visit and request. The event is open and free to the public; however, you may leave a free will donation of any amount to contribute to the historic transformation. See you there.

Fatima Laster, Owner